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💰 Finance & moneyFree
Retention ratio calculator
Net income of 100,000 and dividends of 40,000 leave 60,000 retained, a retention ratio of 0.6, or 60%. See how much of the period's profit stays in the company.
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Revenue calculator
Selling 250 units at 19.99 each brings in total revenue of 4,997.5. Turn a unit count and a selling price into one top-line figure before you open a full income…
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Revenue growth calculator
Revenue that rose from 100,000 to 120,000 grew by 20%, an increase of 20,000 over the previous period.
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Revenue per employee calculator
A company with revenue of 5,000,000 and 25 employees generates 200,000 of revenue per employee. Set that productivity figure against peers, last year or pay per…
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ROA calculator
Net income of 80,000 on total assets of 1,000,000 gives a return on assets of 8%. Compare how efficiently companies of different sizes turn their assets into…
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ROAS calculator
Ads that cost 1,000 and brought in 4,000 of attributed revenue have a ROAS of 4: four units of revenue for every unit spent.
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ROIC calculator
NOPAT of 150,000 on invested capital of 1,000,000 gives a return on invested capital of 15%, or 0.15.
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Roth IRA calculator
Put 6,500 into a Roth IRA every year for 30 years at 7% and the balance reaches 613,995.11, of which 418,995.11 is tax-exempt growth.
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RSI calculator
Fifteen daily closes with the standard 14-period lookback give an RSI just over 70, which lands in the overbought band.
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RV loan calculator
Financing 85,000 on a motorhome at 6.99% over 180 months means 763.53 a month. Enter the amount after your down payment, the APR and the months on each dealer…
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SaaS metrics calculator
200 subscribers paying 49 a month with 10 cancellations give MRR of 9,800, a 5% churn rate and a customer lifetime value of 980.
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Safety stock calculator
Peak usage of 50 units a day over a 14-day worst lead time, against 30 a day over 10 typical days, calls for 400 units of safety stock.
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Salary inflation calculator
At 3% inflation, a 50,000 salary has to grow to 57,963.70 in five years just to buy what it buys today, a gap of 7,963.70.
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Sales calculator
A sale of 100 at 8.25% carries 8.25 in tax, so the customer pays 108.25. Enter the amount before tax and the rate you already know, and get both figures for a…
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Sales commission calculator
Five percent of a 10,000 sale is 500, and a 250 contest bonus on top makes the commission 750. Enter the sale, the agreed rate and an optional flat bonus, and…
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Savings calculator
Start with 1,000, add 100 a month at 5% for 10 years and the balance reaches 17,175.24: 13,000 of your own money and 4,175.24 of interest.
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Savings plan calculator
A plan of 1,000 up front and 100 a month at 5% for 10 years ends at 17,175.24, of which 4,175.24 is interest on the 13,000 you deposit.
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Savings withdrawal calculator
12,000 with 1,000 taken out each month at 0% lasts exactly 12 months. Add your balance, the monthly withdrawal and the interest rate, and see when the account…
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Scrap gold calculator
Ten grams of 18-karat gold hold 7.5 grams of pure gold, worth 600 at a quote of 80 per gram. Enter the weight, the karat stamp and the price you were quoted to…
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UK SDLT calculator
A 400,000 pound home bought as a standard purchase owes 10,000 pounds in stamp duty, an effective 2.5%.
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Second stimulus check calculator
A single filer with 50,000 of adjusted gross income and one qualifying child was due the full 1,200 dollars from the second stimulus round.
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Semi-monthly pay calculator
An annual salary of 72,000 paid twice a month gives 24 gross checks of 3,000 each, or 6,000 a month.
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Simple mortgage calculator
A 250,000 mortgage at 6.5% over 30 years costs 1,580.17 a month in principal and interest. Enter the amount, rate and term to compare quotes on the figure that…
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Simple savings calculator
Open with 1,000, add 100 every month at 5% interest and after 10 years the account holds 17,175.24, including 4,175.24 of interest.
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SIP India calculator
A SIP of 5,000 a month at an expected 12% for 10 years grows to 1,161,695.38 on 600,000 invested. Each installment counts from the start of the month, the…
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Software contract value calculator
A license at 499 a month for 12 months with a 1,500 setup has a total contract value of 7,488, of which 5,988 is subscription.
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Spending multiplier calculator
With a marginal propensity to consume of 0.8 the multiplier is 5, so an injection of 100 lifts equilibrium output by 500.
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SSY calculator
Depositing 150,000 a year for 15 years at 8.2% builds an SSY account worth 7,182,119.17 when it matures at year 21, on 2,250,000 paid in.
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State income tax calculator
With brackets of 2%, 4%, 6% and 8%, a taxable income of 80,000 owes 3,800 in state tax, an effective 4.75% even though the last dollar pays 6%.
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HEALS Act stimulus check calculator
Under the HEALS Act proposal, a single filer with 40,000 of adjusted gross income and one dependent would have received the full 1,700: 1,200 for the adult plus…
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HEALS vs HEROES stimulus calculator
A single filer with 50,000 of income and two dependents would have received 2,200 under the Senate's HEALS Act and 3,600 under the House's HEROES Act, a gap of…
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Stock profit calculator
Buying 100 shares at 50 and selling at 65 with 9.95 in fees leaves a net gain of 1,490.05, a return of 29.7418% on the cash you put in.
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Stock average calculator
100 shares bought at 10 plus 50 shares at 16 cost 1,800 for 150 shares, an average of 12 per share, because the bigger lot pulls the average toward its own…
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Stock split calculator
After a 2-for-1 split, 100 shares at 50 become 200 shares at 25, and the position is still worth 5,000.
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Student loan forgiveness calculator
On an 80,000 balance with 55,000 of income and a household of two, 20 years of payments at 193.96 a month total 46,550, leaving 33,450 to be forgiven.
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Subscription waste calculator
A 15.99 monthly plan nobody used for 4 months wastes 63.96 a year, and this calculator does that sum for every subscription you list.
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Sustainable growth rate calculator
A 15% return on equity with 60% of earnings retained gives a sustainable growth rate of 9%, the pace a company can keep without issuing new shares.
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Tax bracket calculator
With 50,000 of taxable income and a table that taxes 10%, 12% and then 22%, you are in the 22% bracket yet owe 6,800, an effective rate of 13.6%.
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TDS on interest calculator
On 50,000 of interest with 10% TDS, 5,000 is withheld and 45,000 net reaches your account. Enter the gross interest and the rate from your bank advice to see…
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Tenure calculator
From 1 March 2018 to 20 August 2024 is 6 years, 5 months and 19 days, or 2,364 days in total. Enter a hire or start date and an as-of date to get length of…
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Texas sales tax calculator
A purchase of 100 at the 8.25% combined rate common in Houston or Dallas carries 8.25 in tax, for a total of 108.25.
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Time and a half calculator
At 20 an hour, 40 regular hours plus 5 overtime hours paid at time and a half come to 950 gross: 800 straight time and 150 overtime at 30 an hour.
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Time value of money calculator
1,000 invested at 5% a year, compounded monthly for 10 years, grows to 1,647.01 over 120 periods. Switch to present value to see what a future lump is worth…
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Treynor ratio calculator
A portfolio that returned 12% when cash paid 4% earned 8 points of excess return; with a beta of 1.2, the Treynor ratio turns that into reward per unit of…
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Triple discount calculator
Taking 20%, then 10%, then 5% off 100 leaves a final price of 68.40, a true discount of 31.6%, not 35%.
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TRIR calculator
Yearly returns of 8%, -2% and 5% link to a total of 11.132%, because each period compounds on the one before instead of being averaged.
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Trump tariff calculator
Ten units with a customs value of 100 each, under a 25% tariff, carry 250 in duty and a landed cost of 1,250.
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Trump tax calculator
Under the 2017 TCJA tables, a single filer with 80,000 of taxable income is in the 22% bracket, yet only the top slice is taxed at that rate.
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TTM calculator
Quarters of 1,200,000, 1,350,000, 1,425,000 and 1,500,000 add up to a trailing twelve months total of 5,475,000.
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UK coin weight calculator
Sixteen coins from 1p to £2 weigh 98.73 grams together, using official Royal Mint masses from 3.56 g for a penny to 12.00 g for a £2 coin.
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UK take-home pay calculator
On a 50,000 salary with tax code 1257L and a 5% pension, 2,500 goes to the pension, the personal allowance is 12,570 and income tax is 6,986 in 2025/26.
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Unemployment benefit HEALS calculator
With 1,000 of prior weekly wages, a 50% state rate and a 400 state maximum, HEALS would have paid 700 a week: 400 from the state plus a 300 federal top-up…
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Unlevered free cash flow calculator
EBIT of 100,000 taxed at 25%, plus 20,000 of depreciation, minus 30,000 of capital spending and a 5,000 rise in working capital, leaves UFCF of 60,000 for all…
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US income percentile calculator
A household income of 80,000 sits at the 50th percentile, right on the median: half of US households earn less.
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VA disability combined rating calculator
Ratings of 50%, 30% and 20% combine to 72 under the VA whole-person method, which becomes an official 70% rating, not 100%.
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VaR calculator
A 1,000,000 portfolio with 20% annual volatility has a 10-day value at risk of 65,532.54 at 95% confidence: the loss to treat as the worst case over that…
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WACC calculator
With 600,000 of equity costing 12% and 400,000 of debt at 6% before a 25% tax rate, WACC is 9%: the blended return the firm must earn on its capital.
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Wage calculator
At 25 an hour, 40 hours a week for 52 weeks comes to 1,000 a week and 52,000 a year in gross pay. Enter your hourly wage, weekly hours and working weeks to…
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Website ad revenue calculator
100,000 monthly page views with a 2% click-through rate and 0.5 per click bring 2,000 clicks and an estimated 1,000 a month in ad revenue.
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Wedding budget calculator
100 guests at 85 a head for catering, a 5,000 venue and 2,500 for decoration add up to a wedding budget of 16,000.
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