Finance & money
699 finance and money calculators: loans, interest, savings, taxes, salaries, prices and business margins. Every tool shows the formula it uses and works out the answer right on the page, free in your browser.
Subscription waste calculator
A 15.99 monthly plan nobody used for 4 months wastes 63.96 a year, and this calculator does that sum for every subscription you list.
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Sustainable growth rate calculator
A 15% return on equity with 60% of earnings retained gives a sustainable growth rate of 9%, the pace a company can keep without issuing new shares.
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Tax bracket calculator
With 50,000 of taxable income and a table that taxes 10%, 12% and then 22%, you are in the 22% bracket yet owe 6,800, an effective rate of 13.6%.
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TDS on interest calculator
On 50,000 of interest with 10% TDS, 5,000 is withheld and 45,000 net reaches your account. Enter the gross interest and the rate from your bank advice to see…
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Tenure calculator
From 1 March 2018 to 20 August 2024 is 6 years, 5 months and 19 days, or 2,364 days in total. Enter a hire or start date and an as-of date to get length of…
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Texas sales tax calculator
A purchase of 100 at the 8.25% combined rate common in Houston or Dallas carries 8.25 in tax, for a total of 108.25.
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Time and a half calculator
At 20 an hour, 40 regular hours plus 5 overtime hours paid at time and a half come to 950 gross: 800 straight time and 150 overtime at 30 an hour.
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Time value of money calculator
1,000 invested at 5% a year, compounded monthly for 10 years, grows to 1,647.01 over 120 periods. Switch to present value to see what a future lump is worth…
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Treynor ratio calculator
A portfolio that returned 12% when cash paid 4% earned 8 points of excess return; with a beta of 1.2, the Treynor ratio turns that into reward per unit of…
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Triple discount calculator
Taking 20%, then 10%, then 5% off 100 leaves a final price of 68.40, a true discount of 31.6%, not 35%.
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TRIR calculator
Yearly returns of 8%, -2% and 5% link to a total of 11.132%, because each period compounds on the one before instead of being averaged.
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Trump tariff calculator
Ten units with a customs value of 100 each, under a 25% tariff, carry 250 in duty and a landed cost of 1,250.
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Trump tax calculator
Under the 2017 TCJA tables, a single filer with 80,000 of taxable income is in the 22% bracket, yet only the top slice is taxed at that rate.
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TTM calculator
Quarters of 1,200,000, 1,350,000, 1,425,000 and 1,500,000 add up to a trailing twelve months total of 5,475,000.
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UK coin weight calculator
Sixteen coins from 1p to £2 weigh 98.73 grams together, using official Royal Mint masses from 3.56 g for a penny to 12.00 g for a £2 coin.
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UK take-home pay calculator
On a 50,000 salary with tax code 1257L and a 5% pension, 2,500 goes to the pension, the personal allowance is 12,570 and income tax is 6,986 in 2025/26.
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Unemployment benefit HEALS calculator
With 1,000 of prior weekly wages, a 50% state rate and a 400 state maximum, HEALS would have paid 700 a week: 400 from the state plus a 300 federal top-up…
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Unlevered free cash flow calculator
EBIT of 100,000 taxed at 25%, plus 20,000 of depreciation, minus 30,000 of capital spending and a 5,000 rise in working capital, leaves UFCF of 60,000 for all…
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US income percentile calculator
A household income of 80,000 sits at the 50th percentile, right on the median: half of US households earn less.
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VA disability combined rating calculator
Ratings of 50%, 30% and 20% combine to 72 under the VA whole-person method, which becomes an official 70% rating, not 100%.
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VaR calculator
A 1,000,000 portfolio with 20% annual volatility has a 10-day value at risk of 65,532.54 at 95% confidence: the loss to treat as the worst case over that…
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WACC calculator
With 600,000 of equity costing 12% and 400,000 of debt at 6% before a 25% tax rate, WACC is 9%: the blended return the firm must earn on its capital.
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Wage calculator
At 25 an hour, 40 hours a week for 52 weeks comes to 1,000 a week and 52,000 a year in gross pay. Enter your hourly wage, weekly hours and working weeks to…
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Website ad revenue calculator
100,000 monthly page views with a 2% click-through rate and 0.5 per click bring 2,000 clicks and an estimated 1,000 a month in ad revenue.
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Wedding budget calculator
100 guests at 85 a head for catering, a 5,000 venue and 2,500 for decoration add up to a wedding budget of 16,000.
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Weekly pay calculator
Your weekly gross for 40 regular hours and 5 overtime hours at 20 an hour is 950, before tax or benefits come out.
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Working capital turnover ratio
Net annual sales of 500,000 on average working capital of 100,000 give a turnover of 5: five units of sales for every unit tied up in working capital.
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Year-over-year growth calculator
A rise from 100 last year to 112 this year is 12% year-over-year growth, given straight as a percent rather than 0.12.
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Yearly wage calculator
25 an hour for 40 hours a week comes to 52,000 a year before tax. Enter your rate and your usual weekly hours to see the annual figure over 52 weeks, plus…
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Zakat calculator
With 10,000 in cash, gold, silver and investments and a nisab of 4,000, the zakat due is 250: 2.5% of the whole total.
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AI job risk calculator
A role rated 8 for repetitiveness, 3 for creativity and 4 for human interaction scores 73% automation risk, labeled high.
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Container Loading Calculator
Check a load before freight is booked: a container measuring 1200 × 235 × 239 inside holds 700 boxes of 60 × 40 × 30, stacked 20 long, 5 wide and 7 high.
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Hire an expert vs train a fresher
An expert at 120,000 salary, 24,000 recruiting and 4,000 training costs 148,000 in year one; a fresher at 48,000, 6,000 and 18,000 costs 72,000, saving 76,000.
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Rounds per minute calculator
Turn a cadence measured per second or per hour into rounds per minute: 10 rounds per second is 600 RPM and 36,000 per hour, all three shown together so range…
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Travel job application cost calculator
Fees of 150, documents of 85.5 and travel of 420 add up to 655.5: the up-front cash a travel nurse, therapist or overseas teacher really needs.
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Costa Rica aguinaldo calculator
Your aguinaldo is one twelfth of everything earned from 1 December to 30 November: twelve months at ₡600,000 come to an aguinaldo of ₡600,000.
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Costa Rica net salary calculator 2026
On ₡1,000,000 gross a month, an employee in Costa Rica takes home ₡883,500 in 2026: ₡108,300 goes to the CCSS and ₡8,200 to income tax, because the first…
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Costa Rica employer payroll charges 2026
A ₡1,000,000 monthly salary costs a Costa Rican employer ₡1,268,300 in 2026, because ₡268,300 in social charges, the 26.83%, comes on top.
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Costa Rica severance calculator
Thirty months on an average ₡600,000, then a dismissal without just cause: the settlement comes to ₡2,040,000 in notice pay, cesantía, 7 unused vacation days…
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