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💰 Finance & moneyFree
Average collection period calculator
Receivables of 45,000 against 365,000 of annual credit sales mean customers take 45 days on average to pay.
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Balance transfer calculator
Move 5,000 from a card at 24% to a 0% offer with a 3% fee, pay it off in 12 months, and you save 523.58 even after the 150 fee.
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Balloon payment calculator
Borrow 100,000 at 6% for 60 months, pay 500 a month, and you still owe the full 100,000 at maturity, because each payment only covers the interest.
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Bank reconciliation calculator
A statement balance of 12,450, with deposits in transit added and outstanding checks taken off, comes to 12,775.25, exactly what the books show, so the…
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Bi-weekly mortgage payment calculator
Borrow 300,000 at 6.5% over 30 years with 26 payments a year and each installment is 874.76, with 382,311.79 in interest over the life of the loan.
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Biden tax plan calculator
A single filer with 500,000 of taxable income would owe 149,147.25 under the Biden proposal versus 144,547.25 under prior brackets, a difference of 4,600.
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Bike EMI calculator
A two-wheeler loan of 80,000 at 10% a year over 24 months means an EMI of 3,691.59, or 88,598.16 in total, of which 8,598.16 is interest.
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Bill rate calculator
With 80,000 of yearly costs, 1,200 billable hours and a 25% margin, you need to charge 88.89 an hour, while 66.67 would only break even.
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Bitcoin ETF calculator
Ten shares bought at 20 and now priced at 25 are worth 250, a gain of 50 and a 25% return. Enter your own lot of IBIT, FBTC or any spot Bitcoin ETF and the…
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Biweekly pay calculator
An annual salary of 75,000 is a gross paycheck of 2,884.62 every two weeks, or 1,442.31 a week, on the 26-period payroll year.
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Black-Scholes calculator
A one-year call with the underlying and the strike both at 100, a 5% interest rate and 20% volatility is worth just over 10 under Black-Scholes.
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Blended rate calculator
A 200,000 mortgage at 4.25%, a 15,000 car loan at 6.9% and a 5,000 personal loan at 11.5% blend to a single rate below 5%, because the mortgage is most of what…
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Bond yield calculator
A bond with a face of 1,000, a 5% coupon and 10 years left, bought at 1,000, yields exactly 5% to maturity: at par, yield equals the coupon.
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Bond YTM calculator
A 1,000 bond with a 5% coupon, bought at 950 with 10 years left, yields 5.668718% to maturity, above its coupon because you also collect the 50 discount.
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Bounce rate calculator
250 single-page sessions out of 1,000 visits is a 25% bounce rate, which leaves 750 visits that went past the first page.
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GBP rate change impact
10,000 euros or dollars are worth 8,000 pounds at a rate of 1.25; if the pound falls to 1.10, the same money buys more sterling.
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Budget calculator
An income of 5,000 minus 2,700 spent on housing, food, transport, utilities and subscriptions leaves 2,300: a surplus.
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Build or buy software calculator
A team costing 120,000 a year that needs 1.5 years to build spends 180,000, while a 48,000 yearly license kept for 5 years costs 240,000: building saves 60,000.
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Burndown chart calculator
With 100 story points in a 10-day sprint, the ideal line says 60 points should remain after day 4, falling by 10 a day.
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Business loan calculator
Borrowing 50,000 for your business at 8% over 36 months means a monthly payment of 1,566.82, 56,405.52 repaid in total and 6,405.52 of interest.
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Business valuation calculator
A coffee shop with 120,000 of yearly earnings and a 3.5 times multiple is estimated at 420,000. Enter a representative year of earnings and the multiple buyers…
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Buying power calculator
At 3% inflation, 1,000 kept for 10 years buys only what 744.09 buys today, a loss of 255.91 in real terms.
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California overtime calculator
At 20 an hour, five 10-hour days in a 50-hour week give 10 hours at time-and-a-half: 300 of overtime pay on top of 800 of regular pay.
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California sales tax calculator
On a purchase of 100, California's 7.25% statewide base sales tax is 7.25, for a total of 107.25. Enter any pre-tax amount to get the tax and the total at the…
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California income tax calculator
A single filer with 80,000 of California taxable income owes 3,878.64 under the 2025 rate schedules: a 9.3% marginal rate but only a 4.8483% effective rate.
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Call put option calculator
A call with a strike of 100, bought for a premium of 4, pays 10 at expiry if the underlying closes at 110: a net profit of 6, with breakeven at 104.
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Cap rate calculator
A property earning 50,000 of net operating income a year and worth 1,000,000 has a 5% cap rate. Enter the annual net operating income and the current market…
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CAPM calculator
A stock with a beta of 1.2, a 4% riskless rate and a 10% expected market return should earn 11.2%: 4 plus 1.2 times the 6-point market premium.
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Car lease calculator
A 35,000 car with a 20,000 residual, a 0.00125 money factor and a 36-month term costs 485.42 a month: 416.67 of depreciation plus 68.75 of rent charge.
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Car loan EMI calculator
Finance 500,000 at 9.5% for 60 months and the EMI is 10,500.93 every month, with the total interest of that tenure shown next to it.
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Car refinance calculator
Move an 18,000 balance from 8.5% to 5.5% with 36 months left and you save 24.69 a month, 888.84 in total.
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Carried interest calculator
With 1,000,000 of fund profits, an 8% hurdle and 20% carry, the manager earns 184,000 and limited partners keep 816,000.
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CARES Act 2020 rebate calculator
A single filer with 50,000 of adjusted gross income and one qualifying child is owed a 1,700 Recovery Rebate Credit under the 2020 CARES Act.
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Cash back calculator
Spend 250 on a 2% card and you earn 5 back, so the purchase effectively costs 245. Enter what you spent and the reward rate to compare cards, check a statement…
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CD calculator
Lock 10,000 in a 2-year CD at 5% compounded quarterly and it matures at 11,044.86, which is 1,044.86 of interest.
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Cell phone plan calculator
A plan with a 40 base fee, a 10 per-gigabyte rate and 5 GB used costs 90 a month: 40 for access plus 50 for data.
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CLTV calculator
A 280,000 first mortgage plus a 40,000 HELOC on a 400,000 appraisal is 80% CLTV, even though first-lien LTV is only 70%.
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Cobb-Douglas production function
With capital of 25, labor of 36 and both elasticities at 0.5, Cobb-Douglas output is 30 and returns to scale are constant.
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Combined ratio calculator
A 65% loss ratio plus a 28% expense ratio gives a combined ratio of 93, a 7-point underwriting profit.
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Commercial lease calculator
Rent of 4,500 a month for 60 months plus 12,000 of extra charges commits you to 282,000, an all-in 4,700 a month.
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Comparative advantage calculator
Producer A makes 10 X or 5 Y, producer B 6 X or 4 Y: A gives up half a Y per X, B two thirds, so A takes X and B takes Y despite A's lead in both.
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Compound growth calculator
Grow 1,000 at 5% per period for 10 periods and it reaches 1,628.89462678, because each period's gain starts earning too.
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Compound interest calculator
Put 1,000 away at 5% compounded once a year for 10 years and it grows to 1,628.89, with 628.89 of interest.
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Compound interest rate calculator
If 1,000 grew to 1,331 in 3 years with yearly compounding, the implied rate is 10%. Enter the start, the end, the years and how often interest was credited to…
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Consulting fees calculator
Ten hours at 150 an hour plus a 500 retainer comes to a 2,000 consulting fee, 1,500 of it billed time.
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Consumer surplus calculator
If you would have paid 120 for a ticket and it costs 85, you keep 35 of consumer surplus. Enter your maximum willingness to pay and the actual price to value a…
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Continuous compound calculator
1,000 at 5% compounded continuously for 10 years grows to 1,648.72, or 648.72 of interest, a little more than the same sum compounded once a year.
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Cost of capital calculator
With 60% equity at 10%, 40% debt at 5% and a 21% tax rate, the cost of capital is 7.58%: 6 points from equity and 1.58 from after-tax debt.
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Cost of doing business calculator
Fixed costs of 12,000 and variable costs of 9,000 for 2,000 units make a total of 21,000, or 10.5 per unit: 6 fixed and 4.5 variable.
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Cost of equity calculator
A stock with a beta of 1.2, a 4% riskless rate and a 10% expected market return has a cost of equity of 11.2%, on a 6-point market risk premium.
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Coupon payment calculator
A 1,000 bond with a 5% coupon paid twice a year sends 25 on each payment date, 50 over the year. Enter face value, annual coupon rate and payments per year to…
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Coupon rate calculator
A bond with a face value of 1,000 that pays 50 of coupons a year has a 5% coupon rate. Enter the annual coupon cash and the face value to recover the rate…
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CPA calculator
Divide what a campaign spent by the acquisitions it brought in: 5000 of ad spend for 25 purchases or leads is a CPA of 200.
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CPC CPM calculator
Enter spend, clicks and impressions from one reporting window and get both unit prices at once: 100 of spend on 50 clicks and 10000 impressions is a CPC of 2…
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CPI inflation calculator
Type the earlier and later CPI readings and get the inflation rate between them: an index going from 100 to 103 is 3% inflation.
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CPM calculator
Divide what a campaign cost by its impressions and scale to one thousand: 5000 spent on 250000 impressions is a CPM of 20.
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Credit card payoff calculator
See when a card will be paid off at a fixed monthly payment and what the interest adds up to: a 5000 balance at 18% APR paid at 150 a month is clear in 47…
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Credit card interest calculator
Check the finance charge printed on your statement: 1000 carried for a 30-day cycle at 18% APR costs 14.79 in interest.
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Credit card payment calculator
Plan around the payment you can really make: 200 a month on a 5000 balance at 19.99% clears the card in 33 months and costs 1521.01 in interest.
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Credit spread calculator
Subtract the matched Treasury yield from a bond's yield and read the gap in basis points: a 5.5% corporate yield over a 4% benchmark is a credit spread of 150…
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Call the endpoint
One authenticated POST. The API returns a task_id immediately — copy-paste snippets in five languages on every page.
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Receive a signed webhook the moment it's ready, or fetch a signed link. A failed task is never charged.
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